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Pension Credit

Pension Credit is an income-related benefit made up of two parts - Guarantee Credit and Savings Credit. Depending on your financial circumstances you may be eligible for one or both of these credits.

If you have reached the Pension Credit qualifying age, Guarantee Credit tops up your weekly income if it's below the minimum level which the government feels you need to live on. There are different Credit levels for single people and couples.

Savings Credit is an extra payment for people who have saved some money towards their retirement, eg a pension.

The website provides information on all aspects of Pension Credit and a pension credit calculator so that you can work out your entitlement.

Help to claim all of your benefits

You can go to our Claiming all of your benefits page for information on how to get support in claiming all of the benefits to which you are entitled.

Other information and advice

The Independent Age website provides a guide on Pension Credit.

Age UK provide additional information on Pension Credit.

The Which website offers advice on benefits options for older people.

Last updated: 21/07/2021